Checking Accounts
GenGold® Checking + Generations Gold® Discounts & Saving
Live better…for less. The Coop’s GenGold® checking account affords users incredible perks and discounts both local and afar. Discover all you’re entitled to…Did we mention all this is FREE?
With GenGold® Checking you and your family are eligible to participate in the most exciting value club program in the country. GenGold® Checking offers you a whole new way to save on banking services and so much more!
Look at the savings:
- Free Generations Gold ® Membership – The Nation’s Premier Value Club
- No Minimum Balance Required
- No Monthly Services Charges
- First Order of Checks Free
- Free Online Banking & Bill Pay
- Free E-Statements
- Free Notary Service
- Free Foreign ATM Transactions*
- Free ATM/Debit Card
- Preferred CD and Auto Loan Rates **
- Only $25.00 Deposit to Open
* Other Banks may impose a usage surcharge.
* *Subject to credit approval
Non-Interest Bearing (NIBA)
Small businesses – specifically sole proprietors and DBAs – can take advantage of the free services offered through this account as The Co-op keeps an eye out for the little guys with big dreams.
- $100.00 minimum to open account.
- $300.00 minimum daily balance required to avoid normal monthly service charges.
- $5.00 service charge per statement cycle if daily balance falls below $300.00
- 20 cents per check for checks drawn in excess of 15 when balance falls below $300.00
- Normal monthly service charges will be waived when a direct deposit is arranged through this account.
- Normal monthly service charges will be waived for customers under 19 and 65 and over.
Now Account
Looking for a no frills checking account....open a NOW account today!.
- $100.00 minimum balance to open account.
- $1000.00 minimum daily balance required to avoid normal monthly service charges.
- $5 service charge per statement cycle if daily balance falls below $1000.00.
- 20 cents per check for checks drawn in excess of 15 when balance falls below $1000.00.
- Normal monthly service charges will be waived when a direct deposit is arranged through this account.
- Normal monthly service charges will be waived for customers under 19 and 65 and over.
- Interest rates are determined by market conditions and are reviewed on a periodic basis.
- Interest is credited and compounded monthly.
